Home Loan Documents

• Business license (if self-employed)
• Social Security card, ITIN, or similar
• Copy of executed sales contract
• Residential address(es) for the past 2 years
• Employer name(s) & address(es) for the past 2 years
• Proof of rent payments / copy of lease
• Bankruptcy documents
• Gift letter (if using gift funds)
• Divorce papers
• Photo ID

Asset Statements

• Certificates of deposit
• Business account statements (last 60 days)
• Retirement account statements
• Savings account statements (last 60 days)
• Investment account statements
• Bonds
• Checking account statements (last 60 days)
• Profit & loss statements or business tax returns
• Social Security award letter
• 1099s (for contract employees)

Proof of Income

• Tax returns for the last 2 years
• W-2s for the last 2 years
• Pay stubs from the last two most recent months

You will be required to provide documentation for all sources of income, and requirements vary by income type.