Choose Your Calculator
Texas Home Equity Calculator
Calculate your available equity and potential savings
Your Home Equity
Home Value:
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Mortgage Balance:
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Total Equity:
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Available in Texas (80% Rule)
Usable Equity:
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Enter your info above and tap "Calculate" to see your equity.
Monthly Interest Comparison
See how much you could save each month
At 22% APR
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per month
At 7% APR
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per month
💰 Your Monthly Savings
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by refinancing to a home equity loan
What Loan Can I Afford?
Results
Mortgage Payment Calculator
Principal & Interest:
$0
Property Tax & Insurance:
$0
Mortgage Insurance:
$0
Total Monthly Payment:
$0
Here are the current average national rates. Your rate will vary based on several factors, but this gives you an idea of the general market.
Debt-to-Income Calculator
Calculate your debt-to-income ratio to understand your financial health
How to Use This Calculator:
- Enter your total monthly gross income (before taxes)
- Add all monthly debt payments (credit cards, loans, mortgage)
- Click calculate to see both front-end and back-end DTI ratios
- Front-end DTI includes only housing costs
- Back-end DTI includes all monthly debt payments
Front-End DTI (Housing Only)
0%
Back-End DTI (Total Debt)
0%
Local with National Connections
I live and work in North Texas, so I am always a stone's throw away. If you need something or have a question, call or text and I will respond within the hour. Guaranteed.
Living here, though, doesn't limit your options. I have access to over 300 lenders from around the country and over 9,000 loan programs. We'll find the right fit for you!
