Home Affordability Calculator
Estimate how much home you can afford based on your financial situation
Annual Income $ 75,000 ⓘ Your total annual household income before taxes.
Monthly Debts $ 500 ⓘ Your total monthly debt payments including credit cards, student loans, car loans, etc.
Down Payment $ 60,000 ⓘ The amount you can pay upfront towards your home purchase.
Mortgage Interest Rate 6.5 % ⓘ The annual interest rate on your mortgage loan.
Loan Term 30 Years ⓘ The length of your mortgage loan in years.
Property Tax Rate 1.2 % ⓘ The annual property tax rate in your area, expressed as a percentage of the home value.
Home Insurance $ 1,200 /year ⓘ The estimated annual cost of homeowners insurance.
How Much Would My Mortgage Be?
Adjust the sliders to calculate your estimated monthly mortgage payment
Estimated Monthly Payment
Real Estate Investment Calculators
Calculate ROI, Cash-on-Cash Return, and Cap Rate for your investment properties
Return on Investment (ROI)
Annual Expenses Breakdown
Cash-on-Cash Return
Capitalization Rate (Cap Rate)
Return on Investment (ROI)
ROI measures the efficiency of an investment by comparing the gain or loss relative to the initial investment cost. Formula: (Annual Net Income ÷ Initial Investment) × 100
Cash-on-Cash Return
This metric evaluates the annual return on the actual cash invested in a property. It's particularly useful for leveraged investments. Formula: (Annual Pre-Tax Cash Flow ÷ Cash Invested) × 100
Cap Rate
Capitalization rate indicates the potential return on a real estate investment property. It helps compare different investment opportunities. Formula: (Net Operating Income ÷ Property Value) × 100
DSCR Calculator
