VA Loans

The Government's way of saying "Thanks"

Qualifications (one or more of the following):

  • Be an active duty service member
  • Be a veteran with honorable discharge who meets minimum service requirements
  • Be a current or former National Guard or Reserve member with sufficient service time
  • Be the surviving spouse of a service member who died in the line of duty or from a service-related disability

More Details

  • Have a DTI (debt-to-income) at or below 41%. Find your DTI here.
  • Live in the home as your primary residence
  • Obtain a certificate of eligibility (CE)
  • House must pass VA inspection
  • Required to pay a one-time funding fee at closing (usually between 1.25-2.5%). This can even be covered by a gift or even from the seller.


* No credit score is required